NEW! Pay with Insurance We now accept major plans*. Phone orders only.
(866) 660-2593(866) 660-2593 6am-10pm CT
Due to regulations in your state, our service is unavailable at this time. Please check back as this situation may change in the future.

Payment Options

Make a payment by credit card, Blue Cross Blue Shield insurance, Health Savings Account, or cash with Western Union.

Accepted Credit Cards

Pay By Credit Card

We accept major credit cards including Visa, MasterCard, American Express, and Discover Card. The billing charge on your credit card statement will be from "APG Services". We do this to protect your privacy for all communication, including billing. Our customers appreciate the use of our generic service company for their sensitive documents.

NewPay with Insurance*

We accept the following plans:

  • Aetna - PPO/POS
  • Blue Cross and Blue Shield - PPO/POS
  • Cigna - PPO
  • Humana - PPO/POS

Call our Care Advisors at (866) 660-2593(866) 660-2593 Mon-Sun, 6am-10pm CT to confirm that your insurance plan is valid.

Money Order with Western Union

Western Union

For your convenience and privacy, we accept cash payments made through Western Union. Western Union has over 75,000 agent locations, so paying for your test never been easier.

Please note -- unfortunately, we cannot accept Western Union with insurance to cover out-of-pocket costs.

How It Works

  1. Place your test order online or by phone.*
  2. Go to the test center and get tested.
  3. Go to any Western Union location. Click to find a location.
  4. Ask a Western Union Agent for a blue "Quick collect form".
  5. Fill out the form with "Pay To = PHN Services" and "Code City = PHN IL"
  6. Payments made M-F after 6pm CST will be processed the next business day. Payments made after 6:00pm on Friday will be posted to your account Monday morning.
  7. Log In to your account and receive your results.

* All patient requests for test orders are subject to review and authorization by our physicians in accordance with state laws.

Pay with Health Savings Account: HSA Card

If you are enrolled in a high-deductible health plan and have a health savings account (HSA), you can use your HSA card to pay for this service. Lab tests are a qualified medical expense. Charges on your HSA debit card will appear as "APG Services." We do this to protect your privacy for all communication, including billing. Our customers appreciate the use of our generic service company for their sensitive documents.

Pay with Gift Cards

Our gift card option allows you to visit a local retail outlet (Walmart, Target, Walgreens, your local grocer, etc.), and purchase a gift card which you can use to pay for your tests. Gift cards must have the MasterCard, Visa or American Express logo in order to be accepted. Also, be sure to purchase a card(s) equal to or in excess of the test value amount. Call us for more details or to pay with a gift card.